How we know this

Our approach

Every guide on this site is built from primary New York law: the statutes that set deadlines, decide who is responsible, and determine what a claim can recover. We write for people who were just injured and need to understand their situation quickly, so we keep the language clear — but the substance is tied to the law below, not to marketing.

The New York laws behind our answers

• Statute of limitations (3 years for most injury suits) — N.Y. C.P.L.R. § 214
• No-Fault basic economic loss ($50,000) & serious-injury threshold — N.Y. Insurance Law § 5102
• Right to sue beyond No-Fault for serious injury — N.Y. Insurance Law § 5104
• Scaffold Law - height/gravity hazards (strict liability) — N.Y. Labor Law § 240
• Construction safety regulations — N.Y. Labor Law § 241
• General duty to provide a safe workplace — N.Y. Labor Law § 200
• 90-day Notice of Claim against a public entity — N.Y. General Municipal Law § 50-e

How current this is

Last reviewed: June 2026. New York law changes, and how it applies depends on the specific facts of each case. We review the core legal points periodically, but statutes and case law can shift between reviews.